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Disclaimer

Last Updated: June 24, 2026

1. Educational Use Only

GolfHandicapIndex.com provides golf handicap calculators, scoring guides, and educational content for informational and recreational purposes only. Nothing on this site constitutes official golf instruction, professional coaching advice, or an officially recognised handicap under any sanctioned golf body.

Handicap Index calculations on this site use the World Handicap System (WHS) formula as publicly documented. Results are estimates only. For an official GHIN handicap accepted in USGA-sanctioned competitions, you must post scores through a licensed golf club and the official GHIN system.

2. Accuracy of Data and Calculations

We make every reasonable effort to ensure the accuracy of formulas, scoring tables, and golf statistics on this site. However, golf governing bodies periodically revise standards, handicap formulas, and scoring criteria. We cannot guarantee that all information is current at the time you access it.

All calculator results are estimates based on the data you enter. We accept no responsibility for decisions made based on results produced by calculators on this site.

3. Estimates Only

The Handicap Index, Course Handicap, Stableford points, and all other values produced by calculators on this site are mathematical estimates. They are not official scores, official handicaps, or official standings in any competition. Use them as a guide only.

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If you are a California resident, you have rights under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA), including the right to know what personal information is collected, the right to delete your information, and the right to opt out of the sale of your personal information.

We do not sell personal information. To exercise your California privacy rights, contact us at the address below. We will respond within 45 days as required by law.

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If you are located in the European Union or United Kingdom, you have rights under the General Data Protection Regulation (GDPR) and UK GDPR, including the right to access, correct, delete, and port your personal data, and the right to object to processing.

The legal basis for processing your data where applicable is legitimate interest in serving relevant advertising and improving site functionality. To exercise your GDPR rights, contact us using the information on our Contact page.

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Residents of Virginia (VCDPA), Colorado (CPA), Connecticut (CTDPA), Texas (TDPSA), and other states with comprehensive privacy laws may have similar rights to access, correct, delete, and opt out of certain data processing. We honour valid requests from residents of all US states with applicable privacy legislation. Contact us to make a request.

10. External Links

This site contains links to external websites including Amazon.com and other third parties. We are not responsible for the content, privacy practices, or accuracy of information on external sites. Links are provided for convenience only.

11. Limitation of Liability

To the fullest extent permitted by applicable law, GolfHandicapIndex.com, its owners, operators, and contributors shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of this site or reliance on any content, calculator result, or recommendation found here.

This site is provided "as is" without warranty of any kind, express or implied.

12. Changes to This Disclaimer

We may update this disclaimer from time to time. The "Last Updated" date at the top of this page reflects the most recent revision. Continued use of this site after changes constitutes acceptance of the updated terms.

13. Contact

For questions about this disclaimer, affiliate relationships, or advertising practices, please visit our Contact page.

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